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The Answer Book for Buyers

Buying VS Renting a Home

should you rent versus buy a home

Buying vs Renting “Should I rent or should I buy a house?” Answers to the question of Buying vs Renting.   In order to help you make an informed decision that is appropriate for you personally, what we have done is to assemble a group of articles. These show both sides of the issue. PROS AND […]


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Top 5 Mistakes Buyers Make

  Unfortunately, there are many things that can go wrong when buying a home. These are the top 5 mistakes that buyers make. The good news is these mistakes can easily be avoided.     Mistake #1   Not Getting Pre-Approved A pre-approval is very different than a pre-qualification. A pre-qualification can normally be obtained by a simple […]


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Get Your Step by Step Financing Guide

Many buyers consider the home financing process complex and confusing. IT IS NOT! If you create a systematic, step by step plan, you will be able to finance your new home and end up with the right Mortgage, at the best rate and terms with a minimum of hassle. We have created that plan for you.  “Step-By-Step […]


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For the New Owners

CHECKLIST For the New Owners Before the property changes hands, consult this list to make sure these items are transferred with the house. Owner’s manuals and warranties for any appliances left in the house. Garage door opener(s). Extra set of house keys. Other keys. Think beyond the front doors; do you have any cabinets or […]


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Move With Pets

HOW TO Move With Pets Update your pet’s tag with your new address. Make sure your pet’s collar is sturdy and correctly sized. The tag should also include your mobile number and e-mail address so that you can be reached during the move. Request veterinary records. Ask your current vet to send your pet’s medical […]


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Pack Like a Pro

HOW TO Pack Like a Pro Plan ahead. Develop a master to-do list so you won’t forget something critical heading into moving day. This will also help you create an estimate of moving time and costs. Discard items you no longer want or need. Ask yourself how frequently you use an item and how you’d […]


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Prepare for Your Move

CHECKLIST Prepare for Your Move Update your mailing address at usps.com or fill out a change-of-address form at your local post office. Change your address with important service providers, such as your bank(s), credit companies, magazine subscriptions, and others. Create a list of people who will need your new address. Whether you plan on sending […]


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Your Final Walk-Through

CHECKLIST Your Final Walk-Through Closing time is hectic, but you should always make time for a final walk-through to make sure that your home is in the same condition you expected it would be. Here’s a detailed list of what to check for on your final walk-through group collaboration software.   Basement, attic, and every […]


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Transaction Documents

VOCABULARY Transaction Documents When you walk away from the closing table with a big stack of papers, know what to file away for future reference. Loan estimate Your lender is required to provide you with this three-page document within three business days of receiving your loan application. It will show estimates for your interest rate, […]


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Track Closing Costs

WORKSHEET Track Closing Costs Be prepared and know who’s responsible for the variety of fees and expenses at the closing table.   BUYER COST SELLER COST OTHER Down payment       Loan origination       Points paid to receive a lower interest rate       Home inspection       Appraisal   […]


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