Main Content

Home » Buyers

Buyers

Why Home Buyers choose us as their Agent

Do you want to know Why Home Buyers choose us as their Agent? We understand your concerns! That is why! You want to be sure home buyers are buying the RIGHT HOME! You need to be absolutely sure the home you buy meets your wants and nee...

Glossary Of Home Financing Terms

203(k):this FHA mortgage insurance program enables homebuyers to finance both the purchase of a house and the cost of its rehabilitation through a single mortgage loan. A “A” Loan or “A” Paper: a credit rating where the FICO score...

Glossary of Home Buying & Selling Terms

A Acceleration Clause A provision in a mortgage that gives the lender the right to demand payment of the entire outstanding balance if a monthly payment is missed. Acceptance A party’s consent to enter into a contract and be bound by th...

Home Financing FAQs

What do lenders generally focus on when you apply for a loan? Lenders look most closely at the “three Cs”-cash, credit, and collateral. Cash means you have enough money for a downpayment and closing costs. Good credit means you have borr...

Home Buying FAQs

What is an adjustable-rate mortgage? An adjustable rate mortgage, or ARM, offers a lower initial interest rate than most fixed rate loans. However, that rate resets periodically, usually in relation to an index. When the rate changes, the mo...